Buyers Guide
Explore Our Trusted Partners

We represent you, it's our fiduciary duty to look after your interest
Let’s GET TO KNOW each other
FIND OUT what’s happening in the market
LEARN about the home buying process
UNDERSTAND how we can represent you and the ADVANTAGES
TAKE THE NEXT STEPS to find and win your new home
Here are 7 reasons to get pre-approved:
1. It determines which loan program is best for you.
2. Avoids wasting time on homes you cannot afford.
3. You’ll be ready to present an offer on the home you really want when you find it.
4. It puts you in a much better negotiating position in a competitive market.
5. Your agent can give the seller a pre-approval letter for you.
6. You will have a better idea how much you need for a down payment and closing costs.
7. Peace of mind.

Agency & Representation
It’s important to understand how you are being represented.
We will review the necessary disclosures that inform and protect you as a consumer. These disclosures cover the different ways we can represent you and a compensation disclosure. We will need to have an Exclusive Buyer Agency Agreement in place before we begin. The agreement outlines the agent’s and buyer’s roles, the length of the agreement, and how and when the agent will be compensated.
Agent becomes your single point of contact.
We leverage our knowledge of the local market for information on any property:
- New Construction
- Builders
- For Sale By Owners
- Open Houses
- Expired Listings
- All other broker listings, including properties on all other sites such as Zillow, Realtor.com and MLS sites
Steps in home buying
1. Initial Consultation
- Lender referrals for Pre-Qualification or Pre-Approval
- Market review
- Wants and Needs list
- Neighborhood targeting within budget range
- School district ratings
- Community tours
2. Home Search
- Customized Property Search tailored to your real estate needs
- Showing Tours after review of listings
- Unbiased, no-pressure showings - trust your gut and/or feel the butterflies
3. Offer Process
- Offer strategy and preparation
- Expert negotiation of counter-offers, back-up offers, contingencies, timing and rent-backs
- Contract ratification management
- Broker review
- Disclosure delivery
- Repair negotiation
- Title and escrow management
- Key delivery
4. Move In
- Utility contact list
- Referral list of preferred home service providers for repairs or updates
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Weichert, Realtors® - Tower Properties - Waite Park/St.Cloud are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (little black
house) and detailed information about them includes the name of the listing brokers.